It’s never too late – get your first, second or booster dose of the Covid-19 vaccine at local walk-in clinics.
Seek advice first: Speak with a trusted friend or family members first if you’re using a loan company you’re unfamiliar with, or if the lender requires an up-front fee.
Scam messages: Don’t click on the links or attachments in suspicious emails, and never respond to messages that ask for your personal or financial details.
FCA register: Use the Financial Conduct Authority’s (FCA) register to check if the company is regulated by the FCA. If you deal with a firm (or individual) that isn’t regulated, you may not be covered by the Financial Ombudsman Service (FOS) if things go wrong and you lose your money.
If you have made a payment: Inform your bank as soon as possible, they can help you prevent any further losses. Monitor your bank statements regularly for any unusual activity.