Paying for your care and support Depending on your income, savings and assets, you may have to pay towards the cost of the care we provide to you. Financial advice Getting advice on how to pay for your care. Benefits Help for people living on a low income and to help those who have to spend extra because of a long term condition or disability. Direct payments and personal budgets Direct payments and personal budgets give you control over how your care and support is arranged and provided. Personal budgets Helping you control how your care and support is arranged and provided. They are for people with care needs and carers. Top-up payments for care homes If you choose a care home more expensive than our agreed rate then a top-up payment might be needed.