Paying for your own care and support



If you are assessed as having un-met, eligible care and support needs; we will use the information from your assessment to identify your needs and work out how much it will cost to support them. We will then undertake a financial assessment in order to determine your contribution to meeting the costs associated with your Care and Support Plan. The charge will be applied from the date you are in receipt of services and will not come into effect until the financial assessment has been completed

Self-funding Click to get info

If you have assets over £23,250, you’ll usually pay all your care costs. This is called being a 'self-funder'.
For more information you can:

    A Deferred Payment Agreement is an arrangement you can make with us that will let you use the value of your home to assist with paying your care home costs.  This means that you do not have to sell your home to pay for your care.

    If you are eligible, we will help pay your care home costs on your behalf. You can delay repaying them back until you choose to sell your home, or until after your death.  In these arrangements, you will sign a legal agreement, stating that the money will be repaid when your home is sold.

    It is important to recognise that deferred payments are only one way to pay for your care. You should always seek legal and financial advice to explore your options before making any final decision.

    See further information and how to apply for the deferred payment scheme (pdf 111KB)

    What we need from you Click to get info

    We will need to know about:

    • your income
    • your expenditure
    • your savings
    • any other assets

    We will then:

    • check to make sure that you’re receiving all the correct benefits. If this is not the case, we will tell the Department of Work and Pensions (DWP) who will assist you in making a claim for all benefits you are eligible to receive
    • calculate what you can afford to pay
    • explain how you can pay
    • ensure that you fully understand what will happen in the future if anything changes with your finances 

    You will then receive your first invoice within seven weeks of the visit, or a letter explaining why this is not possible.